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Three of the rates in our chart have fallen this week, due more to market forces in the UK rather than any influence from the Bank of England.

March continues to be a very busy month and we are being told by more and more clients that they are having to pay the asking prices for property with little or no chance to negotiate.

It is good to see that the year is ending on such a positive note, with increased confidence in the community, exceptionally low mortgage interest rates, an active housing market and a halt to falling house prices. 

All eyes have been focused on the Bank of England and its reaction to the Brexit vote in regard to  base rate, that has been pegged at 0.50% since April 2009...