Remortgage

Making your property work harder for you

In an ever-changing market, re-mortgaging a property can offer financial benefits in both the short and the long term, allowing you to develop your home or switch to a more suitable mortgage arrangement.

Speak to one of our independent advisers on a no-commitment basis, to determine whether you are getting the most from your current mortgage, and what we can offer to help you reach your financial goals.

Normally mortgages are renewed or changed at the end of the deal term, but if there have been substantial changes in the market or your circumstances it can be worth your time reviewing your options ahead of the deal expiry.

Equity release on your property can be used to fund home improvements, cover university fees, or for the purchase of a luxury item such as a car.

If you are interested in either re-mortgaging or in securing further lending against a property, contact our expert advisers at The Mortgage Shop to see how we can help.

Best rates available

Compare mortgage options to suit your individual needs.

Calculate your monthly payment
Product
Pay Rate (from)
Pay Rate (from) w/ £995 Booking Fee
2 Year Tracker (60% LTV)
5.64
 %
5.35
 %
N/A
2 Year Fixed (60% LTV)
5.29
 %
5.04
 %
N/A
3 Year Fixed (60% LTV)
4.99
 %
4.84
 %
N/A
5 Year Fixed (60% LTV)
4.94
 %
4.74
 %
N/A

How to apply

We make applying for a mortgage as simple and as straightforward as possible. Leave the long applications to us.

1. Book An Appointment

Schedule a convenient time to speak with one of our expert mortgage advisors. No matter where you are in your home hunting journey, we can explore your requirements, offer you helpful advice and guide you towards the most suitable mortgage options.

2. Get Approved

Submit your application details online or through your advisor, and we’ll handle the rest. Our streamlined process ensures fast approval so you can move forward with confidence with any lender.

3. Choose Lender

We’ll match you with trusted lenders offering competitive rates, tailored to your circumstances. Start your journey to securing your dream home today.

25 years of mortgage expertise

The Mortgage Shop has been finding great mortgages customers in Jersey for a quarter of a century. Hear from our customers as to how we have helped them.

Michael, 33

"Just wanted to say a huge thank you for all of your help over the last few weeks. You really have helped turn our dreams into reality. We will be recommending you to everyone we know! Thanks again!"

Jane, 36

"Thank you for everything you have done so far for us, not only today but for the last 11 years!. You always make us feel so positive and your approach to customers deserves recognition."

John, 34

"From start to finish, the process was seamless. The communication was clear and timely, and I felt valued as a customer."

Eight out of 10 mortgage holders have no income protection

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